Services
DebtmanUK provide a variety of services and provide our clients with several options based on their individual circumstances. We will assign you a consultant that will guide you through the whole process of any solution that you choose. They will be your initial contact, if they are not available any one of out fully trained consultants can help with any concerns you may have. We cover Central Scotland, Glasgow, Perth, Aberdeen, London, Manchester, Liverpool and many areas over the UK.
The following is a list of some of our most popular options:-
Debt Management Plan
If you have debts of less than £15,000, and have a disposable income of less than £200. This might be the best plan for you, in some cases interest can be frozen for a good short term solution to your current situation.
more...IVA’s – England
Debts in excess of £15,000, more than 3 creditors, and disposable income £200 + per month. A Fixed term of 60 months, after which remainder of debts are written off, with legal protection from creditors.
more...Trust Deeds – Scotland
Free from debt in 36 months, with up to 90% of the debts being written off, legally. A proven method of resolving debt problems, which leaves you still in control of your finances. Do you have more than 2 creditors? This gives protection from further creditor harassment.
more...Bankruptcy and Sequestration
Bankruptcy is now usually discharged after 12 months in England. This is a serious route and should only be considered if all other routes have been exhausted. There is a cost involved if you do this yourself. It may be worth waiting until one of your creditor’s petition for your bankruptcy.
more...Sequestration – Scotland (Equivalent to bankruptcy in England)
This is still 3 years in Scotland, and you must meet certain criteria, unlike England where you can petition for your own bankruptcy. There is a small cost involved. It may be worth waiting until one of your creditor’s petition for your bankruptcy.
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